browndawgdude wrote:
I've been trying to avoid bankruptcy and haven't talked to a bankruptcy lawyer yet but the judge suggested joint bankruptcy since the STBX is planning on filing for BR. Anyway, i just don't know how this works and if i should even consider it. Do BR lawyers do a free evaluation and provide advice? Should i even consider it?
Yes, you should consider BR.
I have no idea, since I don't know your financial situation, how much it will benefit you.
If you have a lot of unsecured debt (credit cards) then BR is usually a good thing. If you have debt due to real property, houses and cars, businesses, etc. Then sometimes it is better to sell it all, clear debts, and avoid the credit report hit. Just depends.