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Pet insurance: a topic that would seem inane 20 years ago is now a booming industry with one million pets and counting covered by insurance.

Revenue for U.S. pet insurance plans was more than $300 million in 2009 is predicted to reach $753 million by 2014, according to consumer research firm Packaged Facts.

But does pet insurance make sense for you?

Financial adviser Dan Danford, CFP®, CRSP®, MBA, shares his financial tips on whether owning pet insurance makes financial sense.

It seems every day you read about a new financial scam bilking people out of their hard-earned money, but how can you ensure you are not caught up in one of these financial scams?

Financial adviser Dan Danford, CFP®, CRSP®, MBA, shares his five financial tips to avoiding financial scams in this episode of Money Made Easy.

Question: "I used to believe I'd be able to tell if I was being scammed or not, but now I am not so sure. What are some good ways to ensure you are not hurt in a financial scam?"

There is a lot of misunderstanding about trusts.

Financial adviser Dan Danford, CFP®, CRSP®, MBA, answers this question from a DadsDivorce.com reader about bank CDs and trust accounts:

"How do I purchase bank CDs and make sure they are protected in my trust account? I purchased one already, thinking that because I used trust fund money to buy it, it would be held in the trust. It isn't and I don't want to make the same mistake twice. Also, is there a way that I can move the existing CD into the trust without penalty?"

With much of the world experiencing a financial crisis, what has backed the money for all these years?

Financial adviser Dan Danford explains what is backing our currency, the currency of other nations, and why it all doesn't just fall apart when countries face perilous economic issues.

Danford, CFP®, CRSP®, MBA, also addresses why monetary and fiscal policies were created to help in times of a financial crisis.

Now is a great time to refinance and consolidate debt since interest rates are so law. But there are dangers involved.

Financial adviser Dan Danford explains why many debtors seek the debt consolidation route in order to pay off several debts by taking on just one new - albeit large - debt.

Danford, CFP®, CRSP®, MBA, also addresses how debt consolidation can negatively affect your credit score.